Business · Accounts

One entity.
Many accounts under it.

A business is not a single balance with a company name on it. BINK models the entity itself — its legal identity, its verification, its owners — and underneath it a wallet for every currency held, typed accounts so each balance has a purpose, and a department structure that nests.

Talk to us See the ledger

What the entity record holds

Legal identityLegal name, entity type, registration and tax numbers

JurisdictionCountry of registration, and where it operates

VerificationKYB documents and their review state

OwnershipBeneficial owners, recorded and verified

ReferenceA stable public identifier for the entity

Structured fields, not a company name on an account — which is what makes verification state, ownership and jurisdiction answerable.

EntityRegistered, with full KYB

CurrenciesA wallet for each held

AccountsTyped, so money has a purpose

DepartmentsNested, to any depth

The structure

Five levels, one entity.

Each level exists because something real needs to be addressed at it — a currency, a purpose, a cost centre, a person.

LevelWhat it isHow it behaves

EntityThe registered business itselfOne per login, with its own KYB state

Currency walletA wallet for each currency heldNever commingled, never implicitly converted

Ledger accountTyped accounts money rests inAvailable, pending, reserve, in transit, clearing, settlement

DepartmentAn internal structure that nestsParent and child, to whatever depth you need

MemberA person attached to the entityWith a role, and permissions tuned per person

Getting set up

Register, verify, organise.

RegisterThe entityLegal identity, jurisdiction and entity type recorded.
VerifyThrough KYBDocuments and beneficial owners submitted and reviewed.
OpenWhat you holdA wallet per currency, backed by the ledger.
OrganisePeople and unitsDepartments that nest, and members with roles.

What you get

Structure that answers questions.

The point of modelling an entity properly is that "who owns this", "what is verified" and "which balance is spendable" all have answers you can read.

A real entity record

Legal name, entity type, registration and tax identifiers, country of registration and the countries it operates in — held as structured fields, not as a name on an account.

KYB with a state

Verification documents and beneficial owners are recorded with a review state, so where an entity stands is a fact on the record rather than an email thread.

A wallet per currency

Each currency held is its own wallet. Nothing is pooled, nothing is converted implicitly, and what is held in one currency is never inferred from another.

Balances with a purpose

Money rests in named accounts — available, pending, reserve, in transit, clearing, settlement — so a balance can always be attributed rather than merely counted.

Departments that nest

An internal structure with real parent and child relationships, so cost centres, teams and divisions can be modelled as they actually are.

One ledger underneath

Every figure is a projection of the same double-entry ledger. The balance you read and the entries behind it cannot tell different stories.

Scope, stated

What is, and is not, multiple.

Worth being exact about, because "multi-entity" invites an assumption that today would be wrong.

A BINK login owns one registered business. Group structures, parent and subsidiary entities, entity switching and transfers between separate businesses are not capabilities BINK offers today, and are not claimed here.

One entity per login: A BINK login owns one registered business. There is no entity switcher and no group view today — what is multiple is the account structure inside the entity, not the number of entities.
Colleagues, not logins: Additional people join the same entity as members with their own roles, rather than as separate businesses.
Balances are derived: The available, pending and reserved figures are a projection computed from ledger entries, carrying the reference of the transaction that produced them.
Currencies: Egyptian Pound, US Dollar, UAE Dirham, Euro, Pound Sterling and Saudi Riyal. Which are available depends on the entity’s region.
Account numbers: BINK does not issue IBANs or virtual account numbers to a business. Where an account number is held it belongs to a beneficiary you added, not to an account BINK created.
Between entities: There is no company-to-company transfer path. Movement between separate registered businesses is not something BINK offers today.

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