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BINK · About

Money should move
as simply as information.

BINK is a financial technology company building the infrastructure underneath modern money: one account that carries a person or a business across wallets, cards, transfers, payouts and treasury — and one rail that developers can build on.

Open an accountExplore BINK
PeopleBusinessesMoneyInfrastructure

Financial infrastructure connecting people, businesses and money — designed so the complexity stays underneath.

2Experiences
1Rail
6Currencies
BINK in one view

Two experiences. One rail.

Everything BINK ships sits on one of three surfaces, and all three share the same account, ledger and security model.

Personal
Business
Infrastructure
Shared · account · ledger · security
Who we are

A financial platform, not a feature list.

BINK exists because moving, holding and using money across markets still takes a different tool for every step — and none of them show the whole picture. We build the one that does.

One accountOne connected financial identity — verified once, carried across everything.
One platformPersonal, business and infrastructure surfaces on the same ledger.
One money layerMove, hold and use money across six currencies and the rails behind them.
How money moves

From a person to a settlement, on one rail.

  1. Source
    Personal or business
  2. Account
    Verified identity
  3. Wallet
    Per-currency balance
  4. FX · Routing
    Rail selected
  5. Transfer
    Payment or payout
  6. Destination
    Settled
Every step posts to one ledger and is visible to the account that owns it.Signed · Screened · Reconciled
Money is infrastructure

Connected at the rail, not at the screen.

People, businesses, accounts, wallets, cards, payments and developers all meet in one place: the ledger underneath. That is why a personal wallet and a business account can share a rail, and why an API call and a card tap resolve the same way.

People
Businesses
Accounts
Wallets
Cards
Payments
Developers
Ledger
The platform

Three surfaces. Same foundation.

Personal

Personal

For people managing money across currencies.

Wallet · USD
Available
EGPUSDAED
Explore Personal
Business

Business

For companies managing payments, payouts and treasury.

Payout · EUR
Awaiting approval
2 of 2 approvers
Explore Business
Infrastructure

Infrastructure

For developers building financial products on the same rail.

GET /api/v1/developer/ping
200 { "ok": true, "livemode": false }
Explore Infrastructure
Personal

Designed around the individual.

A wallet that holds more than one currency, a card that spends from it, and transfers to anyone on BINK — with your identity, your devices and your second factor under your control.

Explore Personal
Business

Designed around the modern business.

Accounts, payouts, treasury and corporate cards, with approvals built in — so a team can move money without one person holding every key.

Explore Business
Global money

Money that moves across borders.

BINK brings wallets, transfers and currency exchange together across the currencies you use — so people and businesses can manage money in more than one currency without stitching together separate accounts and providers.

Six currencies, each under its own supervisor, on one account.

Explore wallets
CurrenciesSupervisor
EGP
Egyptian pound
Supervised by
CBE
Central Bank of Egypt
On BINK
Available to hold, send and convert
One of six currencies on the same account.

Currencies and supervisors as published on Wallets.

Security

Responsible by default, not by exception.

Being trusted with money is the whole job. These are the controls every account carries today — read more on Security.

Control

  • Authenticator-app two-factor authentication
  • Every signed-in device visible; revoke any you don’t recognise

Verification

  • Identity verified before funds move
  • Large transfers and new bank accounts re-prompt for verification

Protection

  • Accounts and transactions screened against sanctions and compliance lists
  • Requests encrypted in transit

Auditability

  • Every webhook signed with HMAC-SHA256
  • Every response carries a request ID
Philosophy

Financial complexity belongs in the infrastructure.
Not in the user’s hands.

Mission

Make global money movement radically simple.

For people

Hold, move and spend across currencies without becoming an expert in the systems underneath.

For businesses

Pay, get paid and keep the books straight from one account, with the controls a team needs.

For developers

Put the same rail underneath your own product through one API and signed webhooks.

For the infrastructure

Stay out of the way — reliable enough to be trusted with money, simple enough that trust never has to be taken on faith.

Where we’re going

The direction, not the dates.

More connected financial infrastructure

Money that moves between personal and business, across currencies, without leaving BINK.

More ways to move money simply

Fewer screens between a person and their money. Fewer systems between a business and its cash.

More tools for businesses and developers

Approvals, treasury, and an API and webhook surface that puts the same rail under your own product.

BINK

Build, move and manage money with BINK.

One account for people, one for businesses, one rail for both — and an API to build on.

Open an accountFor BusinessDevelopers