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BINKPAY for Business

Accept payments.
Pay your team.
Scale globally.

Regulated merchant accounts, multi-currency treasury, and team-first cards — all on a single global rail. Built for international businesses that take the books seriously.

PCI · ISO · SOC 2USD · AED · EUR settlementInstant reconciliation
$0
P2P transfer fee
3
Currencies live
<2s
Settlement
24/7
Compliance ops
Payment Gateway

A merchant rail
your CFO can audit.

Accept SWIFT, SEPA, Visa and Mastercard from one merchant account. Drop-in checkout for the simple cases, REST APIs when you need control, and a real-time merchant dashboard that reconciles to the cent.

Settle directly into your multi-currency wallet. No third-party processors, no surprise spreads, no weekly reconciliation marathon.

Talk to a payments specialist
Capabilities
  • Drop-in hosted checkout
  • REST API & signed webhooks
  • Subscriptions & one-time charges
  • Refunds, disputes, and chargeback API
  • 3D Secure 2.0 & SCA compliance
  • Real-time merchant dashboard
  • Settlement to multi-currency wallet
Treasury primitives
  • USD · AED · EUR wallets
  • Real-time FX with audit trail
  • Auto-sweep & threshold rules engine
  • Treasury account hierarchy
  • Multi-leg reconciliation across rails
  • API-driven currency conversion
  • Daily settlement reports & exports
Multi-Currency Settlement

Three currencies.
One reconciled balance.

Hold USD · AED · EUR side by side. Convert at a transparent spread you can audit, with no markup hidden in the rate.

Auto-sweep idle balances to your primary currency, set conversion thresholds, and reconcile every cent — across rails, across days, across your entire org.

Request a treasury demo
The full surface

Every business
primitive, on tap.

Light up what you need today. Connect the rest as you scale. Every product is on the same rail, reconciled to the same ledger.

Talk to sales

Merchant Accounts

One KYB. Every payment rail.

Get verified once and accept SWIFT, SEPA, Visa and Mastercard without re-onboarding for each rail.

Team & Payroll

Pay salaries in any currency.

Run payroll in USD · AED · EUR. Approve in line, settle instantly, export to your accounting stack.

Invoice Collection

Send. Remind. Reconcile.

Branded invoices, automatic reminders, instant reconciliation against the matching wallet.

API & Developer Tools

REST APIs. Signed webhooks.

Production keys in 30 seconds. SDKs in TypeScript and Python. Full sandbox with realistic test data.

Business Cards

Issue cards in seconds.

Per-card limits, MCC blocks, real-time freeze. Virtual or physical, in USD or AED, all from the dashboard.

Compliance & KYC

Built-in, not bolted on.

KYB review, sanctions screening, PEP checks and audit trails — engineered into the platform from day one.

Instant Transfers

Money in milliseconds.

Free P2P between BINKPAY accounts. Local rails for last-mile delivery. SWIFT for international payouts.

Treasury & Cashflow

Cash visibility, finally.

Live cashflow across every account. 30/60/90-day forecasts, runway alerts, multi-account aggregation.

Infrastructure

Regulated by default.
Engineered for MENA and beyond.

Bank-grade controls aren't a feature — they're the foundation. Every transaction encrypted, every access path audited, every dollar reconciled, with operations staffed around the clock from Dubai.

Compliance

Certified end-to-end

  • PCI DSS Level 1
  • ISO 27001
  • SOC 2 Type II
  • KYB & KYC tied to verified IDs
  • Sanctions & PEP screening

Encryption

Bank-grade by default

  • 256-bit AES at rest
  • Column-level KMS for sensitive fields
  • TLS 1.3 in flight
  • Hardware-isolated key custody
  • Quarterly penetration tests

Operations

Always on, always ours

  • Multi-AZ deployment
  • Read-replica reconciliation
  • 24/7 compliance & security ops
  • Dubai-based engineering team
  • Incident response within 15 minutes
Get started today

Ready to scale
without limits?

Onboard your business in under an hour. Light up payments, treasury, cards and APIs — all reconciled to one ledger from day one.

Business login
PCI DSS Level 1ISO 27001SOC 2 Type II256-bit AES