Free
For everyday use
- Multi-currency wallet (AED / USD / EUR)
- Free P2P transfers between BINKPAY users
- 1 virtual Visa card · Apple Pay & Google Pay
- International card top-ups
- IBAN / SEPA inbound (preview)
- PDF receipts and CSV statements
PricingSimple,
Simple,
transparent
pricing.
No hidden fees. No surprise spreads. The headline number is the number you receive — every time, in every currency.
Free P2P · alwaysUSD · AED · EUR<2s settlement
AED 19/ month
For frequent users
- Everything in Personal
- Lower FX spread (0.3%)
- 3 virtual Visa cards
- Priority customer support
- Higher daily limits
- Premium metal card design
Custom
For UAE & global businesses
- SWIFT / IBAN settlement (on request)
- Bulk payouts and payroll
- Full REST API access
- Dedicated account manager
- Custom limits & SLA
- White-glove onboarding
Fee scheduleEvery fee,
Every fee,
on one page.
We list every fee BINKPAY can charge you, on a single page, in the same place we'll always keep them.
| Action | Personal | Plus | Merchant |
|---|---|---|---|
| P2P (BINKPAY → BINKPAY) | Free | Free | Free |
| Top-up — Visa / Mastercard | 2.5% | 1.5% | Custom |
| UAE local bank wire (preview) | Free | Free | Free |
| SWIFT international wire | On request | On request | Custom |
| IBAN / SEPA inbound (preview) | Free | Free | Free |
| Currency conversion | 1.0% spread | 0.3% spread | Custom |
| Recharge code redemption | Free | Free | Free |
| Withdraw to UAE bank | Free | Free | Free |
Fees are inclusive of all networks, partner and processing costs. We charge no markup beyond what's shown above. Conversion spreads are calculated against the live mid-market rate at the moment of conversion and timestamped on every receipt.
Always free, always transparentThe fees you see
The fees you see
are the fees
you pay.
No surprise spreads. No hidden processing fees. No conversion markup. The headline number is the number you receive — every time.