Four tiers. Published spreads. Published rates. No surprise fees. Move from sandbox to enterprise on a single rail — self-serve up to Scale, named-account beyond.
For founders and indie builders.
For startups shipping their first treasury.
For finance teams running real treasury.
For finance infrastructure at institutional scale.
Prices shown in USD · region-detected ·14-day free trial on Growth and Scale · No card required.
| Capability | Starter | Growth | Scale | Enterprise |
|---|---|---|---|---|
| Wallets & accounts | ||||
| Currencies supported | 3 | 6 | 6 | 6 + custom |
| Multi-currency IBAN | — | |||
| Sub-accounts / virtual IBANs | — | 5 | Unlimited | Unlimited + intercompany |
| Yield on idle balance | — | Custom curve | ||
| Transfers | ||||
| Domestic rails | Local | All | All | All + custom |
| SWIFT GPI | — | |||
| Bulk payouts | — | 100/batch | 10k/batch | Unlimited |
| Published FX spread | 0.6% | 0.35% | 0.18% | 0.08% |
| Treasury | ||||
| Liquidity sweeps | — | Manual | Automated | Policy engine |
| Reserve health monitoring | — | |||
| Approval workflows | — | Basic | Multi-party | Custom + audit API |
| Cash forecast | — | — | ||
| Cards | ||||
| Virtual cards | 1 | 10 | Unlimited | Unlimited |
| Physical cards | — | 1 (planned) | Unlimited · custom art | Custom programs |
| Spend controls | — | MCC + cap | MCC + cap + merchant lock | Custom policy |
| Apple/Google Pay | ||||
| Developer surface | ||||
| API calls / month | 10k | 250k | 2M | Custom |
| Webhooks | Signed + dedicated | |||
| Sandbox | Dedicated sandbox | |||
| Audit log export | — | 30 days | 12 months | Full history + API |
| Compliance & security | ||||
| SSO / SAML | — | — | SAML + SCIM | |
| Audit trail API | — | — | ||
| Support | ||||
| Response SLA | Community | 24h email | 4h Slack | Contractual |
| Dedicated CSM | — | — | Named | Named + ops contact |
| Quarterly business review | — | — | — | |
| White-glove onboarding | — | — | — | Included |
Published spread × volume + platform fee. A finance team moving $250k / month cross-border pays $ 749 / mo on Scale.
Indicative spreads per plan · the spread that applies to you is confirmed in your agreement.
For finance teams running multi-entity treasury above $5M AUM, cross-border volume above $500k / mo, or regulator engagements that need named partner-bank routing. Custom SLA, dedicated CSM, guided production go-live.
Holding-company structure with sub-account isolation, intercompany sweeps and consolidated billing across entities.
Uptime, latency and incident-response terms negotiated and set out in your contract.
Regulated services will be provided through licensed partners. When live, customer funds will be held in segregated accounts at licensed partners.
Guided production go-live with a dedicated implementation engineer + named CSM + executive sponsor at BINK.
Spreads are published per plan. The spread that applies to you is set out in your agreement before you transact.
Self-serve in the dashboard. Prorated billing. Feature unlocks instantly, no replatform. Treasury sweeps switch from manual to policy engine the moment you upgrade.
Three triggers: monthly transfer volume above $500k, treasury under management above $5M, or a regulator/audit requirement that needs a named partner bank.
Yes — Enterprise is custom. Volume, currency mix, region count, settlement SLA and bank partner all factor in. We publish a starting floor of $2,500/mo.
14 days, fully functional, no card required. Cancel anytime during the trial with no charge. After day 14 the plan converts to monthly billing.
EGP · USD · AED · EUR · GBP · SAR by default on Growth and above. Enterprise can add custom currency pairs subject to regulatory clearance.
BINK is not yet licensed and is preparing for UK e-money registration. Regulated services will be provided through licensed partners. The API surface is identical; the underlying rails and compliance posture differ by region.
Soft caps. You continue running; we email you about the next-tier upgrade. Hard caps only apply to API call volume after 3 consecutive months over.
Open a free wallet, get sandbox keys, ship against the same API that runs in production. Upgrade self-serve through Scale — named-account contract for Enterprise.
