Four tiers. Published spreads. Published rates. No surprise fees. Move from sandbox to enterprise on a single regulated rail — self-serve up to Scale, named-account beyond.
For founders and indie builders.
For startups shipping their first treasury.
For finance teams running real treasury.
For finance infrastructure at institutional scale.
Prices shown in USD · region-detected ·14-day free trial on Growth and Scale · No card required.
| Capability | Starter | Growth | Scale | Enterprise |
|---|---|---|---|---|
| Wallets & accounts | ||||
| Currencies supported | 3 | 6 | 6 | 6 + custom |
| Multi-currency IBAN | — | |||
| Sub-accounts / virtual IBANs | — | 5 | Unlimited | Unlimited + intercompany |
| Yield on idle balance | — | Custom curve | ||
| Transfers | ||||
| Domestic instant rails | Local | All | All | All + custom |
| SWIFT GPI | — | |||
| Bulk payouts | — | 100/batch | 10k/batch | Unlimited |
| Published FX spread | 0.6% | 0.35% | 0.18% | 0.08% |
| Treasury | ||||
| Liquidity sweeps | — | Manual | Automated | Policy engine |
| Reserve health monitoring | — | |||
| Approval workflows | — | Basic | Multi-party | Custom + audit API |
| Cash forecast | — | — | ||
| Cards | ||||
| Virtual cards | 1 | 10 | Unlimited | Unlimited |
| Physical cards | — | 1 metal | Unlimited · custom art | Custom programs |
| Spend controls | — | MCC + cap | MCC + cap + merchant lock | Custom policy |
| Apple/Google Pay | ||||
| Developer surface | ||||
| API calls / month | 10k | 250k | 2M | Custom |
| Webhooks | Signed + dedicated | |||
| Sandbox | Dedicated sandbox | |||
| Audit log export | — | 30 days | 12 months | Full history + API |
| Compliance & security | ||||
| PCI DSS scope | Shared | Shared | Shared | Dedicated |
| SOC 2 Type II report | — | Summary | Under NDA | Under NDA + custom |
| SSO / SAML | — | — | SAML + SCIM | |
| Audit trail API | — | — | ||
| Support | ||||
| Response SLA | Community | 24h email | 4h Slack | 1h · 24/7 |
| Dedicated CSM | — | — | Named | Named + ops contact |
| Quarterly business review | — | — | — | |
| White-glove onboarding | — | — | — | 5-day |
Published spread × volume + platform fee. A finance team moving $250k / month cross-border pays $ 749 / mo on Scale — versus ~$1,500 / mo on Wise Business at the same volume.
Published quarterly · enforced at execution · never exceeded.
For finance teams running multi-entity treasury above $5M AUM, cross-border volume above $500k / mo, or regulator engagements that need named sponsor-bank routing. Custom SLA, dedicated CSM, 5-day production go-live.
Holding-company structure with sub-account isolation, intercompany sweeps and consolidated billing across regulated entities.
Negotiated uptime, latency and incident response. Underwritten by the same telemetry the platform runs against internally.
Direct routing to nominated banking partners in your region. Custody, settlement and reconciliation against the partner of record.
5-day production go-live with a dedicated implementation engineer + named CSM + executive sponsor at BINK.
Yes. Spread per pair is published and updated quarterly. Sub-second corridor selection picks the lowest-cost route at execution; you never pay more than the published rate.
Self-serve in the dashboard. Prorated billing. Feature unlocks instantly, no replatform. Treasury sweeps switch from manual to policy engine the moment you upgrade.
Three triggers: monthly transfer volume above $500k, treasury under management above $5M, or a regulator/audit requirement that needs a named sponsor bank.
Yes — Enterprise is custom. Volume, currency mix, region count, settlement SLA and bank partner all factor in. We publish a starting floor of $2,500/mo.
14 days, fully functional, no card required. Cancel anytime during the trial with no charge. After day 14 the plan converts to monthly billing.
EGP · USD · AED · EUR · GBP · SAR by default on Growth and above. Enterprise can add custom currency pairs subject to regulatory clearance.
Each region runs under its own regulator alignment — CBE for Egypt, DFSA for UAE, FCA for UK, ECB for EU. The API surface is identical; the underlying rails and compliance posture differ.
Soft caps. You continue running; we email you about the next-tier upgrade. Hard caps only apply to API call volume after 3 consecutive months over.
Open a free wallet, get sandbox keys, ship against the same API that runs in production. Upgrade self-serve through Scale — named-account contract for Enterprise.
