Titanium, in the hand
18g of brushed titanium with a metal contactless core, a machined EMV pad and laser-etched detail. A card you feel before you spend.
The operating system
for modern spending.
Titanium physical, instant virtual, team expense and corporate treasury cards — one issuing layer, regulated in-region, tokenized at the wallet. Sub-second authorization, signed on every state change, posted to a double-entry ledger.
BINK
Platinum · Personal
•••• •••• •••• 8804
H. HAMDY
EXP 06/29
BINK
Virtual · Instant
•••• •••• •••• 4421
SINGLE-USE
EXP ∞
BINK
Titanium · Reserve
•••• •••• •••• 2918
H. HAMDY
EXP 11/30
Authorization stream · live
218ms · auth_b21f…00:00.018Cardholder presented · tok_c0f3e1…
00:00.044Device fingerprint · trusted · 0 anomalies
00:00.0723DS · frictionless · risk score 02/100
00:00.108Velocity check · within policy · 142 / 5000
00:00.146MCC 5812 · merchant locked · Cairo, EG
00:00.182Authorized · $42.80 · settlement queued
00:00.218Webhook · auth.approved · 200 OK
Real material. One family.
A complete premium family on one issuing engine — provisioned from the same treasury, governed by the same policy layer, billed on one consolidated statement.
One material language
Black, Platinum, Business and Virtual share a single design system — provisioned from one treasury, governed by one policy layer.
Concierge, on the Reserve
The Reserve tier unlocks dedicated concierge and boosted partner earn — recognised as status, never gamified.
BINK
Titanium · Reserve
•••• •••• •••• 2918
H. HAMDY
EXP 11/30
BINK
Titanium · Reserve
•••• •••• •••• 2918
H. HAMDY
EXP 11/30
BINK Black
- 18g brushed titanium
- Metal contactless
- Concierge · 24/7
BINK
Platinum · Personal
•••• •••• •••• 8804
H. HAMDY
EXP 06/29
BINK Platinum
- Laser-etched personalisation
- 2.6% base cashback
- Airport lounge access
BINK
Business · Corporate
•••• •••• •••• 5071
BINK LABS FZ
EXP 03/29
BINK Business
- Per-employee caps
- Auto receipt capture
- Consolidated billing
BINK
Virtual · Instant
•••• •••• •••• 4421
SINGLE-USE
EXP ∞
BINK Virtual
- Issued in <1s
- Per-MCC policy
- Apple Pay · Google Pay
Earn that feels like status.
No coupons, no points to chase. Cashback credits straight to your treasury at the mid-market rate, with tier benefits that compound as you spend.
Core
1.5%
base cashback · from $ 0/yr
- Unlimited base cashback
- No FX markup on travel
Platinum
2.6%
base cashback · from $ 50k/yr
- Lounge access · 1,300+
- Travel insurance included
Black
3.4%
base cashback · from $ 250k/yr
- Dedicated concierge
- Boosted partner earn rates
Tiered cashback
Up to 3.4% base earn plus FX cashback on every swipe — auto-credited to your treasury, no points to redeem.
Travel benefits
1,300+ lounges, complimentary travel insurance and zero FX markup at the mid-market rate across 6 currencies.
Partner offers
Boosted earn at curated software, infrastructure and travel partners your team already spends with.
Milestone rewards
Spend thresholds unlock tier upgrades, statement credits and concierge — recognised, not gamified.
Spending you can actually see.
Category analytics, merchant intelligence and subscription visibility — computed on the same ledger your cards settle into.
6Currencies
0.04%Fraud rate
38msAuth P50
Spend, by day.
$ 18,420
vs $ 14,820 prior · +24%
Mon
Tue
Wed
Thu
Fri
Sat
Sun
SaaS
38%
Travel
22%
Retail
18%
Infra
14%
Other
8%
Top merchants
Last 30d- Stripe Inc.SaaS$ 240.00
- AWS · eu-west-1Infra$ 184.32
- Emirates SkywardsTravelAED 2,420
- Carrefour CairoRetailEGP 1,840
Recurring detected
Auto-tracked- Linear$ 12 / moin 3d
- Figma · Org$ 540 / moin 9d
- Vercel · Pro$ 20 / moin 14d
- Notion · Team$ 96 / moin 21d
Eight surfaces. One policy layer.
Every control reloads at the issuer in milliseconds and propagates across all rails — signed, audited and reversible.
BINK Black · Reserve
•••• •••• •••• 2918
Active
Available balance
$ 12,480.00
Monthly spend limit$ 8,200 / $ 10,000
- Stripe Inc.SaaS- $ 240.00
- AWS · eu-west-1Infra- $ 184.32
- Emirates SkywardsTravel- AED 2,420
- Carrefour CairoRetail- EGP 1,840
Armed
Instant freeze / unfreeze
One tap freezes the entire cardholder estate. State propagates across every rail in under 200ms, end-to-end signed.
C01
Live
Dynamic spend limits
Daily ceilings, velocity caps and per-MCC categories with real-time policy reload — landing at the issuer in <80ms.
C02
Active
Merchant & category locks
Pin a virtual card to one merchant URL, MCC family or geographic perimeter. Built for SaaS, ads and trusted suppliers.
C03
Standby
Travel mode
Pre-authorise corridors and relax geo-fencing for a trip window — auto-reverting to baseline when you land home.
C04
On
Online purchase controls
Toggle card-not-present, recurring and international rails independently per card, per cardholder, per program.
C05
Ready
Instant virtual generation
Spin up a scoped virtual card for any vendor in under a second — burn it the moment the charge clears.
C06
Ready
Instant reissue
Lost, stolen or rotated — reissue a new token in seconds while keeping the cardholder profile and wallet intact.
C07
Streaming
Live authorization stream
Every authorization, decline and reversal streams through signed webhooks — drive dashboards and alerts in real time.
C08
Bank-grade by default. Provably.
Real card data never touches your stack. Every authorization is scored inline, signed on the wire and replayable in an immutable audit trail.
Network tokenization
Real PANs never touch your stack. Network tokens are provisioned per device and per merchant, revocable in isolation.
PCI DSS · scope-1
Card data is vaulted inside our PCI-DSS Level 1 boundary. Your integration stays out of scope entirely.
Real-time fraud scoring
Device intelligence, velocity and network signals fuse into a single risk score on the regulated rail.
Biometric authorization
3DS step-up resolves to Face ID / fingerprint on the device. Frictionless for trusted sessions, hard for everyone else.
Real-time monitoring
Every authorization is scored, logged and replayable. Anomalies auto-tighten limits before a second charge lands.
Secure by default
Encryption in transit and at rest, signed webhooks, immutable audit trail and key rotation on the issuing rail.
0.04%
Network fraud rate
vs 0.18% industry avg
02/100
Median risk score
Frictionless 3DS
< 60ms
Decision latency
Risk engine inline
100%
PAN tokenized
No raw card data
Physical, virtual and digital.
One issuing layer behind every surface — a titanium card in the hand, a token minted in a second, a wallet provisioned at birth.
Physical
Titanium and metal cards on Visa and Mastercard — tap, chip and swipe, accepted where you already shop.
Virtual
Single-use and multi-use tokens minted in under a second, scoped to policy at birth.
Digital
Push-provisioned to Apple Pay and Google Pay at issuance — the wallet is wired, not an afterthought.
Issued in under a second
PCI-scoped tokens minted on the regulated rail and push-provisioned to the wallet before the page repaints.
Single-use or multi-use
Burn-on-spend tokens for one-off vendors, or persistent tokens with renewable lifetime policy.
Per-card policy at birth
MCC family, region perimeter, amount ceiling and lifetime are bound to the token at issuance.
Wallet-native
Apple Pay and Google Pay provisioning is wired at issuance — no re-key, no second step.
POST /v1/issuing/cards
0.61s · 20114:22.04POST /v1/issuing/cards · type=single_use
14:22.04Policy · MCC 5734 · amount ≤ $500 · region EU
14:22.05Token minted · tok_4421 · network=mastercard
14:22.05Push-provisioned · Apple Pay · Google Pay
14:22.05201 Created · 0.61s · card_v8c1f
Spend anywhere. Settle at home.
On the Visa and Mastercard rails — present in EGP, USD, AED or GBP and post a single ledger entry at the mid-market rate. Your home currency, wherever you are.
Home-currency settlement
6 currencies- United Arab EmiratesAED
- EgyptEGP
- United KingdomGBP
- European UnionEUR
- United StatesUSD
- Saudi ArabiaSAR
Visa · Mastercard
Global networks
0%
FX markup
Home currency
Settlement
Sub-second
Authorization
VisaMastercardApple PayGoogle PayContactless EMVVisa and Mastercard railsMulti-currencyOnline · in-store · in-app3-D Secure 2.2Mid-market FXVisaMastercardApple PayGoogle PayContactless EMVVisa and Mastercard railsMulti-currencyOnline · in-store · in-app3-D Secure 2.2Mid-market FX
Every swipe, observable in real time.
Issuing telemetry, your finance stack and the regulated perimeter — one operating layer behind every card you issue.
Issuing telemetry · liveStreaming
01 / 04
38ms
Authorization P50
Issuer decisioning
02 / 04
Instant
Virtual issuing
Physical cards ship
03 / 04
0.04%
Fraud rate
vs network avg 0.18%
04 / 04
6
Currencies routed
Per card · mid-market FX
NetSuite
ERP
QuickBooks
Accounting
Xero
Accounting
SAP
ERP
Okta · SAML
SSO
Slack
Alerts
Webhooks
Events
REST API
Platform
Operating under
Multi-regulator infrastructure — CBE, DFSA, FCA, ECB-aligned
PCI DSS Level 1 · SOC 2 Type II · ISO 27001 · in-scope quarterly
Regulator regions
FCAECBDFSACBE
Sponsor banks
Emirates NBDCIB EgyptHSBCBBVAStandard Chartered
Compliance frameworks
SOC 2 Type IIPCI DSS · L1ISO 27001GDPR + CCPA
Built to work together
Compose your stack.
Each product is a real surface. They share one ledger, one identity, one regulated rail — and one billing relationship.
Rewards
Cashback · tiered
Up to 3.4% base earn + FX cashback on every swipe. Auto-credited.
Connected
Security
Fraud Shield · live
Real-time risk scoring on every authorization · 0.04% network fraud rate.
Connected
Wallets
Treasury-linked spend
Cards pull from the same regulated wallet your revenue lands in.
Connected
Build cards into your product.
Sandbox keys in two minutes. Production access the same day. Tokenized, signed, ledger-grade — on the same regulated rail.