Titanium, in the hand
18g of brushed titanium with a metal contactless core, a machined EMV pad and laser-etched detail. A card you feel before you spend.
The operating system
for modern spending.
Titanium physical, on-demand virtual, team expense and corporate treasury cards — one issuing layer, built for regulation, tokenized at the wallet. Signed on every state change, posted to a double-entry ledger.
BINK
Platinum · Personal
•••• •••• •••• 8804
H. HAMDY
EXP 06/29
BINK
Virtual · On demand
•••• •••• •••• 4421
SINGLE-USE
EXP ∞
BINK
Titanium · Reserve
•••• •••• •••• 2918
H. HAMDY
EXP 11/30
Authorization stream · live
218ms · auth_b21f…00:00.018Cardholder presented · tok_c0f3e1…
00:00.044Device fingerprint · trusted · 0 anomalies
00:00.0723DS · frictionless · risk score 02/100
00:00.108Velocity check · within policy · 142 / 5000
00:00.146MCC 5812 · merchant locked · Cairo, EG
00:00.182Authorized · $42.80 · settlement queued
00:00.218Webhook · auth.approved · 200 OK
Real material. One family.
A complete premium family on one issuing engine — provisioned from the same treasury, governed by the same policy layer, billed on one consolidated statement.
One material language
Black, Platinum, Business and Virtual share a single design system — provisioned from one treasury, governed by one policy layer.
Concierge, on the Reserve
The Reserve tier unlocks dedicated concierge and boosted partner earn — recognised as status, never gamified.
BINK
Titanium · Reserve
•••• •••• •••• 2918
H. HAMDY
EXP 11/30
BINK
Titanium · Reserve
•••• •••• •••• 2918
H. HAMDY
EXP 11/30
BINK Black
- 18g brushed titanium
- Metal contactless
- Dedicated concierge
BINK
Platinum · Personal
•••• •••• •••• 8804
H. HAMDY
EXP 06/29
BINK Platinum
- Laser-etched personalisation
- 2.6% base cashback
- Airport lounge access
BINK
Business · Corporate
•••• •••• •••• 5071
BINK LABS FZ
EXP 03/29
BINK Business
- Per-employee caps
- Auto receipt capture
- Consolidated billing
BINK
Virtual · On demand
•••• •••• •••• 4421
SINGLE-USE
EXP ∞
BINK Virtual
- Issued on demand
- Per-MCC policy
- Apple Pay · Google Pay
Earn that feels like status.
No coupons, no points to chase. Cashback credits straight to your treasury at the mid-market rate, with tier benefits that compound as you spend.
Core
1.5%
base cashback · from $ 0/yr
- Unlimited base cashback
- No FX markup on travel
Platinum
2.6%
base cashback · from $ 50k/yr
- Airport lounge access
Black
3.4%
base cashback · from $ 250k/yr
- Dedicated concierge
- Boosted partner earn rates
Tiered cashback
Up to 3.4% base earn plus FX cashback on every swipe — auto-credited to your treasury, no points to redeem.
Travel benefits
Airport lounge access and zero FX markup at the mid-market rate across 6 currencies.
Partner offers
Boosted earn at curated software, infrastructure and travel partners your team already spends with.
Milestone rewards
Spend thresholds unlock tier upgrades, statement credits and concierge — recognised, not gamified.
Spending you can actually see.
Category analytics, merchant intelligence and subscription visibility — computed on the same ledger your cards settle into.
6Currencies
ScoredFraud signals
InlineAuthorization
Spend, by day.
$ 18,420
vs $ 14,820 prior · +24%
Mon
Tue
Wed
Thu
Fri
Sat
Sun
SaaS
38%
Travel
22%
Retail
18%
Infra
14%
Other
8%
Top merchants
Last 30d- Stripe Inc.SaaS$ 240.00
- AWS · eu-west-1Infra$ 184.32
- Emirates SkywardsTravelAED 2,420
- Carrefour CairoRetailEGP 1,840
Recurring detected
Auto-tracked- Linear$ 12 / moin 3d
- Figma · Org$ 540 / moin 9d
- Vercel · Pro$ 20 / moin 14d
- Notion · Team$ 96 / moin 21d
Eight surfaces. One policy layer.
Every control reloads at the issuer and propagates across all rails — signed, audit-logged and reversible.
BINK Black · Reserve
•••• •••• •••• 2918
Active
Available balance
$ 12,480.00
Monthly spend limit$ 8,200 / $ 10,000
- Stripe Inc.SaaS- $ 240.00
- AWS · eu-west-1Infra- $ 184.32
- Emirates SkywardsTravel- AED 2,420
- Carrefour CairoRetail- EGP 1,840
Armed
Freeze / unfreeze
One tap freezes the entire cardholder estate. State propagates across every rail, end-to-end signed.
C01
Live
Dynamic spend limits
Daily ceilings, velocity caps and per-MCC categories with real-time policy reload at the issuer.
C02
Active
Merchant & category locks
Pin a virtual card to one merchant URL, MCC family or geographic perimeter. Built for SaaS, ads and trusted suppliers.
C03
Standby
Travel mode
Pre-authorise corridors and relax geo-fencing for a trip window — auto-reverting to baseline when you land home.
C04
On
Online purchase controls
Toggle card-not-present, recurring and international rails independently per card, per cardholder, per program.
C05
Ready
On-demand virtual generation
Spin up a scoped virtual card for any vendor on demand — burn it the moment the charge clears.
C06
Ready
Card reissue
Lost, stolen or rotated — reissue a new token while keeping the cardholder profile and wallet intact.
C07
Streaming
Live authorization stream
Every authorization, decline and reversal streams through signed webhooks — drive dashboards and alerts in real time.
C08
Bank-grade by default. Provably.
Real card data never touches your stack. Every authorization is scored inline, signed on the wire and replayable in an immutable audit trail.
Network tokenization
Real PANs never touch your stack. Network tokens are provisioned per device and per merchant, revocable in isolation.
Card data vaulted
Card data is tokenised and vaulted away from your integration. BINK does not yet hold PCI DSS certification.
Real-time fraud scoring
Device intelligence, velocity and network signals fuse into a single risk score on the rail.
Biometric authorization
3DS step-up resolves to Face ID / fingerprint on the device. Frictionless for trusted sessions, hard for everyone else.
Real-time monitoring
Every authorization is scored, logged and replayable. Anomalies auto-tighten limits before a second charge lands.
Secure by default
Encryption in transit and at rest, signed webhooks, immutable audit trail and key rotation on the issuing rail.
Tokenized
Card numbers
No raw card data
3DS
Step-up
Frictionless for trusted sessions
Inline
Risk engine
Scored on every authorization
Signed
Webhooks
On every state change
Physical, virtual and digital.
One issuing layer behind every surface — a titanium card in the hand, a token minted on demand, a wallet provisioned at birth.
Physical
Titanium and metal cards on Visa and Mastercard — tap, chip and swipe, accepted where you already shop.
Virtual
Single-use and multi-use tokens minted on demand, scoped to policy at birth.
Digital
Push-provisioned to Apple Pay and Google Pay at issuance — the wallet is wired, not an afterthought.
Issued on demand
Tokens minted on the rail and push-provisioned to the wallet at issuance.
Single-use or multi-use
Burn-on-spend tokens for one-off vendors, or persistent tokens with renewable lifetime policy.
Per-card policy at birth
MCC family, region perimeter, amount ceiling and lifetime are bound to the token at issuance.
Wallet-native
Apple Pay and Google Pay provisioning is wired at issuance — no re-key, no second step.
POST /v1/issuing/cards
0.61s · 20114:22.04POST /v1/issuing/cards · type=single_use
14:22.04Policy · MCC 5734 · amount ≤ $500 · region EU
14:22.05Token minted · tok_4421 · network=mastercard
14:22.05Push-provisioned · Apple Pay · Google Pay
14:22.05201 Created · 0.61s · card_v8c1f
Spend anywhere. Settle at home.
On the Visa and Mastercard rails — present in EGP, USD, AED or GBP and post a single ledger entry at the mid-market rate. Your home currency, wherever you are.
Home-currency settlement
6 currencies- United Arab EmiratesAED
- EgyptEGP
- United KingdomGBP
- European UnionEUR
- United StatesUSD
- Saudi ArabiaSAR
Visa · Mastercard
Global networks
0%
FX markup
Home currency
Settlement
Inline
Authorization
VisaMastercardApple PayGoogle PayContactless EMVVisa and Mastercard railsMulti-currencyOnline · in-store · in-app3-D Secure 2.2Mid-market FXVisaMastercardApple PayGoogle PayContactless EMVVisa and Mastercard railsMulti-currencyOnline · in-store · in-app3-D Secure 2.2Mid-market FX
Every swipe, observable in real time.
Issuing telemetry, your finance stack and your compliance controls — one operating layer behind every card you issue.
Issuing telemetry
01 / 04
Inline
Authorization
Issuer decisioning
02 / 04
On demand
Virtual issuing
Physical cards ship
03 / 04
Scored
Fraud signals
On every authorization
04 / 04
6
Currencies routed
Per card · mid-market FX
NetSuite
ERP
QuickBooks
Accounting
Xero
Accounting
SAP
ERP
Okta · SAML
SSO
Slack
Alerts
Webhooks
Events
REST API
Platform
Regulatory status
Regulated services will be provided through licensed partners
Preparing for UK e-money registration · no certifications held yet
Controls built in
KYC checksAML monitoringSanctions screeningFraud scoring
Built to work together
Compose your stack.
Each product is a real surface. They share one ledger, one identity, one rail — and one billing relationship.
Build cards into your product.
Sandbox keys from your dashboard. Production access after KYB review. Tokenized, signed, ledger-grade — on the same rail.