Cards
Virtual + physical sub-cards
Issue an instant virtual card or order a plastic card per family member. Every card carries its own PAN, CVV and PIN.
BINK FamilyComing soon
One account.
The whole family.
Issue sub-cards for your spouse, your kids, anyone who depends on you — with the spending controls, allowances and notifications that match how families actually spend.
All under one BINKPAY account, all reconciled to the cent. Notify-me below — Family lights up for early-access waitlist holders first.
Virtual + physicalBank-grade controlsReal-time alerts
Family · preview
Three cards, one budget
SActive
Sara
Spouse · 62% of AED 2,500
OActive
Omar
Teen · 16 · 84% of AED 1,200
NActive
Nour
Child · 9 · 48% of AED 250
Active cards
3
This month
AED 2,500
Notifications
real-time
What's plannedBuilt for how
Q3 2026 · est.Built for how
families actually spend.
Eight features in the first release. No paid tier; all included with your existing BINKPAY global account.
Allowances
Recurring allowance schedules
Set a daily, weekly or monthly allowance per card. Top-ups auto-credit; unspent balance rolls over or sweeps back to your wallet — your call.
Controls
Granular spending controls
Whitelist categories, block ATMs, cap online spend, restrict to certain merchants. Adjust live; takes effect on the next swipe.
Freeze
Instant freeze + unfreeze
Lost a card? Tap freeze. The freeze takes hold within seconds at every issuer, every network. Unfreeze the same way when the card is found.
Alerts
Real-time spend notifications
Push, SMS or email — every authorisation surfaces instantly with merchant, amount, and one-tap dispute. Optional weekly digest for parents.
Analytics
Per-member spending analytics
See exactly where each family member spends, over time. Tag categories, set savings goals, share progress — without sharing a card.
Shared budgets
Shared household budgeting
Pool one budget across multiple cards. Track contribution and consumption per member. Carry over unspent budget to next month.
Safety
Built-in dispute + theft protection
Every transaction is reversible from the app within the issuer dispute window. Lost cards are replaced free; first plastic ships overnight.
How it works
Set up in three steps.
Step · 01
Add a member
Invite a spouse, child or dependent by email or phone. Children under 14 sign up via the parent — no separate onboarding required.
Step · 02
Issue a card
Pick virtual for instant use, or order a plastic card for delivery. Set the spending limit, allowance schedule and category controls.
Step · 03
Track and adjust
Real-time notifications, weekly digests, freeze in one tap. Adjust limits live as plans change. Consolidated view across the whole household.
Be first when it launchesFamily money,
Family money,
without the complexity.
Open a BINKPAY account today; Family activates automatically on existing accounts the moment it ships.