Instant Transfers
Money in milliseconds.
Free P2P between BINKPAY accounts. Local rails for last-mile delivery. SWIFT for international payouts when you need it.
BINKPAY for YouHold money.
Hold money.
Send money.
Spend anywhere.
A regulated multi-currency wallet, virtual and physical Visa cards, instant cross-border transfers — all in one calm app built for global business and travel.
Regulated · Dubai HQUSD · AED · EURInstant transfers
0
Currencies in one wallet
$0
P2P transfer fee
<0s
Instant settlement
0/7
Customer ops
WalletsThree currencies.
Open a wallet
Three currencies.
One calm balance.
Hold USD · AED · EUR side by side. Convert at a transparent spread, no markup hidden in the rate, no fine print between the headline number and the cents you actually receive.
Top up in seconds via SWIFT, SEPA, Visa and Mastercard. Withdraw to any UAE bank account when you need to.
What's inside
- USD · AED · EUR held side by side
- Real-time FX with full audit trail
- Top up via SWIFT · SEPA · Visa · Mastercard
- Withdraw to any UAE bank account
- Free P2P between BINKPAY accounts
- PDF receipts and CSV statements
Card capabilities
- Virtual Visa issued in seconds
- Physical Visa delivered to your address
- Apple Pay & Google Pay ready
- Per-card limits & MCC blocks
- One-tap freeze and reveal
- Regional USD card and global AED card
CardsA card for home.
Issue a card
A card for home.
A card for the world.
Issue a virtual USD card instantly for regional and global spending. Add a AED card for international purchases — both Apple Pay and Google Pay ready from day one.
Freeze in one tap, reveal full card details with an OTP, and set per-card spending limits — every control where you'd expect it.
Daily moneyPay anyone, anywhere,
Open an accountPay anyone, anywhere,
in seconds.
From the morning kiosk run to the international subscription — BINKPAY moves with you, with the speed and clarity your bank forgot to offer.
Currency Convert
A spread, never a surprise.
Move between USD · AED · EUR at a transparent rate you can audit. No hidden markup. Set your own threshold rules.
Online Checkout
Pay any merchant on Visa.
Generate a virtual card or use Apple Pay / Google Pay. International subscriptions, in-app purchases, in-store taps — all covered.
Recharge
Top up with prepaid codes.
Redeem promotional and partner-issued BINKPAY codes. Type the code, the wallet credits instantly — across every supported currency.
Bills & Merchants
Bills and merchants, in app.
Pay utilities, mobile top-ups and online merchants directly from your wallet. Every payment receipted, every receipt exportable.
Mobile App
iOS and Android, day-one.
A calm, well-typeset app that respects your time. Face ID and fingerprint unlock. Push notifications for every transaction.
Security & trustBank-grade controls.
Bank-grade controls.
On every transaction.
Every wallet, every card, every transfer is protected by the same controls regulated banks use — and verified by the same third-party audits.
- PCI DSS Level 1, ISO 27001, SOC 2 Type II
- KYC tied to verified national IDs
- 256-bit AES encryption at rest
- OTP-gated card reveals & device pinning
- 24/7 fraud monitoring and incident response
Open in minutesA wallet for the
A wallet for the
way you actually pay.
Sign up in under five minutes, top up the same day, spend anywhere Visa is accepted. No fine print, no surprise spreads.