KYB & KYC Review
Two separate review queues with two separate jobs: one clears the company, the other clears the people inside it.
KYB
Know Your Business
Verifies
The merchant company
Gates
First payout
Registration documents, ownership structure and business category.
KYB
Know Your Business
Verifies
The merchant company
Gates
First payout
Registration documents, ownership structure and business category.
KYC
Know Your Customer
Verifies
Individual users
Gates
Card issuance
Identity of a named person, checked before a card can be issued to them.
KYC
Know Your Customer
Verifies
Individual users
Gates
Card issuance
Identity of a named person, checked before a card can be issued to them.
What each queue unlocks
| Checked | Queue | What it unlocks |
|---|---|---|
| Company registration documents | KYB | First payout |
| Ownership structure | KYB | First payout |
| Business category | KYB | First payout |
| Individual identity | KYC | Card issuance |
How reviews work
Both queues live in the Admin Console's review pipeline, not a merchant-facing API.
KYB status gates a company's first payout; KYC status gates card issuance for an individual.
Egypt-region companies have additional document requirements — see Egypt Compliance.
Do not confuse the two
A company can be fully KYB-approved while an individual team member is still KYC-pending. They gate different actions, independently.
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